How to Use PayID Melbourne

Using PayID in Melbourne works similarly to using it elsewhere in Australia. It allows for a simplified and quicker way to send and receive money without needing to remember BSB and account numbers. Here is a general step-by-step guide on how to use PayID, but note that the exact procedure might vary depending on the bank you use.

Setting up PayID

1. Log into Your Online Banking: Open the mobile app or log into your bank’s website.
2. Locate PayID Settings: Go to the ‘Payments’, ‘Transfers’, or ‘Settings’ menu, depending on your bank’s user interface, and find the option to set up or manage PayID.
3. Select Identifier: Choose the type of identifier you want to use for your PayID. This could be your mobile phone number, email address, or another form permitted by your bank.
4. Verify Your Identity: After you’ve selected your identifier, you’ll usually be asked to verify it through a text message or email containing a verification code.
5. Link to Account: Once verified, link your PayID to your preferred bank account.
6. Confirmation: Your bank will confirm that your PayID has been successfully set up.

Making a Payment Using PayID

1. Go to Payments: Log into your bank app or website and go to the payment or transfer section.
2. Enter PayID: Choose to make a payment via PayID and enter the recipient’s PayID identifier (either a mobile number, email, etc.)
3. Confirm Details: The name of the PayID owner should appear. Confirm that it is the correct recipient.
4. Enter Amount: Input how much money you wish to transfer.
5. Finalize Payment: Review all details one final time and confirm the payment.
6. Confirmation: You’ll typically receive a confirmation message or email saying the payment has been successful.

Remember to always double-check the details before finalizing any transactions and consult your bank’s specific guidelines for using PayID.

Other Australian Banks with PayID:

• Commbank
• Westpac
• George
• Suncorp
• ANZ
• Bankwest